"As impressive as this surge of populist fervor was, it represented only one chapter in a much longer conflict between debtors and creditors in the United States—a conflict that is foundational to American politics and yet, for some reason, is mostly forgotten. The Political Development of American Debt Relief seeks to recover this history. . . .The Political Development of American Debt Relief offers important history lessons and even some strategic insights for those of us who are determined to change this situation."

Astra Taylor | The Nation

"Until the early 19th century, Americans in debt had few mechanisms by which to dig themselves out. But beginning in the 1810s and 1820s, Emily Zackin and Chloe N. Thurston write in The Political Development of American Debt Relief, white farmers in the southern and Plains states, who sometimes had to take out loans if their crops failed, began demanding that their political representatives do something to help. Thanks in part to those efforts, legislators began working to create a process by which people could take their creditors to court, with the goal of erasing what they owed; the debtors would be free to start over."

Michael Waters | The Atlantic

"In The Black Tax: 150 Years of Theft, Exploitation, and Dispossession in America (U Chicago Press, 2024), [Kahrl] uncovers the history of inequitable and predatory tax laws in the United States. [Kahrl] examines the structural traps within America’s tax system that have forced Black Americans to pay more for less despite being taxpayers with fewer resources compared to white taxpayers. Kahrl exposes these practices, from Reconstruction up to the present, Kahrl exposes these practices to describe how discrimination continues to take new forms, even as people continue to fight for their rights, their assets, and their power."

New Book Network

“Emily Zackin and Chloe Thurston have written an essential book on the history of debt relief in the United States. This is a must-read for anyone interested in American political economy, political development, and constitutional history.”

Ganesh Sitaraman | author of "The Crisis of the Middle Class Constitution"

“Zackin and Thurston have given us a brilliant, sweeping account of the politics of debt in the United States. Situating debt relief in the context of racialized social policy, they illuminate how the interplay of economic context, organized interests, and constitutional interpretation shaped American bankruptcy laws over the past century and a half. This book is essential reading.”

Kathleen Thelen | Massachusetts Institute of Technology

"The Political Development of American Debt Relief is a gem of a book—deeply researched, elegantly written, and a truly compelling account of the entire trajectory of the unique political economy of consumer debt relief in the United States. Zackin and Thurston tell the story of how debt-relief politics emerged in the nineteenth century and receded in the twentieth before beginning to re-emerge today. Along the way, they produce a model for future scholars of how to do this kind of work: how to thread complex legal and constitutional questions together with the dynamics of class, race, political mobilization, lobbying, and political power."

Joseph Fishkin | coauthor of "The Anti-Oligarchy Constitution"